1. Overview
These Terms and Conditions (“Terms”) govern your use of the Finaxion online shop. By accessing or using our website, you agree to comply with and be bound by these Terms.

2. Eligibility
To make purchases on Finaxion, you must be at least 18 years old or have parental/guardian permission. We reserve the right to deny service or cancel orders for any reason, including suspected fraud or abuse.

3. Products and Pricing
All prices and product descriptions are subject to change without notice.

We strive to provide accurate images and details, but slight variations may occur.

Promotions and discounts are time-sensitive and may be withdrawn at our discretion.

4. Order Processing and Delivery
Orders are processed within [X business days]. Delivery times vary based on location and logistics.

Finaxion is not liable for delays caused by third-party couriers or circumstances beyond our control.

You are responsible for providing accurate shipping information; failure may result in delayed or failed delivery.

5. Payment
We accept payments via [specify payment gateways, e.g., Monnify, Paystack].

All transactions are encrypted and secure.

We do not store payment information on our servers.

6. Returns and Refunds
You may request a return within [X days] of receiving your order, subject to our return policy.

Returned items must be unused and in original packaging.

Refunds are processed within [X days] after approved returns.

7. Intellectual Property
All content on Finaxion (logo, images, text, designs) is our property or licensed to us. You may not reproduce or redistribute without written permission.

8. Privacy Policy
We value your privacy. Personal information collected is used solely for order fulfillment and communication. See our Privacy Policy for full details.

9. Liability Limitations
Finaxion shall not be liable for any indirect, incidental, or consequential damages arising from your use of our shop or products.

10. Changes to Terms
We may update these Terms at any time. Continued use of Finaxion means you accept any modifications.

11. Contact Us
Questions, concerns, or feedback? Reach out to us at: 📧 support@finaxion.com 📱 +234 XXX XXX XXXX